As a CareFirst BlueCross BlueShield (CareFirst) member, you can now sign up for the College Tuition Benefit (CTB)!


How it Works

CTB works like a scholarship program. Members earn Tuition Rewards® to spread evenly over the four years of undergraduate education. Tuition Rewards can be used at participating colleges or universities across the nation.

What members can expect from CTB

Members who register for the program earn 2,000 Tuition Rewards annually upon plan renewal, plus a bonus of 2,500 Tuition Rewards in year four. The longer the subscriber is a CareFirst member, the more Tuition Rewards can be earned. In addition, 500 Tuition Rewards are given to each child registered. One Tuition Rewards point is equal to a $1 guaranteed minimum discount off the full tuition price.

Tuition Rewards points represent a guaranteed minimum scholarship; they are not redeemable in hard dollars. Member colleges and universities may blend (include) or stack (add) Tuition Rewards with other financial aid offers.

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Get a step closer to your college savings goals.
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Tuition Rewards can be used at SAGE Scholars network of over 450 colleges and universities nationwide.
See List of Participating Colleges
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Employees can sponsor children, grandchildren, nieces, nephews, stepchildren, godchildren, and extended family.
Log Into Existing Account
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Employees earn Tuition Rewards every year they are part of the CTB program.
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The Tuition Rewards program is provided by The College Tuition Benefit, an independent company. Neither The College Tuition Benefit nor SAGE Scholars, Inc. provide Blue Cross products or services.
CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc. which are independent licensees of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans